US·UK Accountants

Who we help

Tax specialists for US–UK dual citizens

Holding both passports means a lifelong US filing obligation alongside your UK position — but with one coordinated strategy it rarely means paying twice. Dual citizens need their IRS and HMRC filings handled together: returns, FBAR, treaty relief, pensions and investments. We give you a single plan across both systems, wherever you live.

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By Sam H., Founder & Lead Advisor

Reviewed by Briana · 2026-01-22

Dual citizenship is a privilege that comes with a uniquely tangled tax position. US citizenship carries a worldwide filing obligation for life — it doesn’t lapse because you live in Britain — and your UK affairs run in parallel.

The challenge for dual citizens is coordination, not double tax. With income, accounts and pensions potentially spanning both countries, the value is in a single strategy that sequences reliefs correctly across the IRS and HMRC. That’s precisely the work we specialise in.

We help dual citizens who are…

  • US–UK citizens living in either country
  • Born dual and never filed US returns
  • Managing income or accounts in both countries
  • Holding pensions or investments across both
  • Planning a move in either direction
  • Weighing long-term options including renunciation

Frequently asked questions

Generally yes. US citizenship carries a worldwide US filing obligation for life regardless of residence, and you will usually also file in the UK if you live or earn there. The two must be coordinated — that is the whole point of a dual-citizen strategy.

Rarely, when handled properly. The US–UK treaty, the Foreign Tax Credit and the Foreign Earned Income Exclusion are designed to prevent it. The risk for dual citizens is complexity — multiple income sources across two systems — not double taxation itself.

You are far from alone, and the IRS Streamlined programme exists for exactly this. If your non-filing was non-willful, you can typically catch up with three years of returns and six years of FBARs, penalty-free. We handle these cases regularly and discreetly.

Some dual citizens explore it, but it carries its own tax consequences including a potential exit tax, and is rarely the right first step. We help you understand the full picture before any irreversible decision — usually the filing burden is more manageable than people fear.

One strategy across both citizenships

Book a free consultation and bring order to both sides at once.